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Naker Rating K.K. — Independent Credit Assessment

Independent credit judgment
on companies worldwide.

Japan-based, globally applicable. We combine 25+ years of field expertise in corporate credit investigation with advanced analytical models to support your trade credit decisions.

100+
Companies supported in credit decisions
25+ yrs
Field experience in credit investigation
Worldwide
Coverage excl. North Korea
19 pts
Proprietary report structure

Featured — NRPD Web App

Instant bankruptcy probability & credit limit — upload a financial statement and get results in minutes.

Upload a financial statement PDF. OCR extracts the figures, our model calculates the NRPD bankruptcy probability range and NR Credit Limit, and you receive a bilingual report ready for internal review.

OCR-powered PDF upload Bankruptcy probability Credit limit guidance Bilingual JP/EN report Free trial — 5 analyses
Launch NRPD App →
NRPD Result Screen
Our Services

Four ways we support your credit decisions

01

NRPD Web App

Upload a financial statement and receive bankruptcy probability, credit limit and a bilingual report instantly.

Try free →

02

Corporate Credit Investigation Report

On-site network + NRating score + credit limit + analytical commentary. Documented basis for your trade decision.

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03

Credit Management Consulting

Policy design, training, economic security compliance, and UBO/group structure analysis.

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04

Overseas Debt Collection

Exit strategy design — recovery, restructuring, sale or write-off. Retainer + success fee model.

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Why Naker Rating

What sets us apart

1
Independent — no bank, no insurer behind us
We are a standalone credit assessment firm. Our analysis is not influenced by financing relationships or insurance interests.
2
Proprietary models built for real decisions
NRating (1–5 credit score), NRPD (Altman Z-based bankruptcy probability), NR Credit Limit — transparent, reproducible, actionable.
3
On-the-ground network in key markets
Local partners in ASEAN, China, Middle East and beyond. We obtain primary-source information that online databases miss.
4
25+ years of practitioner perspective
We go beyond numbers — governance, reputation, ownership structure and operational risks are embedded in every assessment.
Case Studies

Where information quality changes the outcome

China / Manufacturing

Disguised profit concealed by China’s disclosure regulations — caught before default

Nansha International Stationery Co. (60%+ global market share) held an A-rating from mainstream providers. Full financial statements via our Singapore channel revealed cash depletion, inflated receivables and fictitious special gains. The company went bankrupt shortly after.

Saudi Arabia / Trade

Parent company credit does not extend to local subsidiary — long-term payment delay

A Saudi local subsidiary fell into long-term arrears. Headquarters credit strength was high — but parent guarantees do not automatically cover subsidiaries. Pre-trade condition design (L/C, bank guarantee, trade insurance) proved decisive.

Egypt / Machinery

Counterparty is healthy — but the country stops the payment

A Japanese machinery manufacturer shipped tooling to an Egyptian buyer. USD remittance stalled due to Egypt’s foreign currency reserve shortage — a country-level risk the buyer could not resolve. L/C receivable purchase provided the solution.

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Start with a free analysis or contact us directly

Questions about a specific counterparty, country or service scope are welcome at any stage — even before you have a clear request.