Reduce waiting time for a first-pass view
Instead of waiting for a full external investigation before every discussion, obtain a structured financial assessment quickly and decide what requires deeper review.
NRPD Web-App
Japanese practical credit know-how, applied to companies worldwide.
NRPD Web-App helps teams assess both domestic and international counterparties more quickly and more consistently. Upload a financial statement PDF and receive a structured output in minutes: NRPD range, credit limit guidance, trade judgment, benchmark comparison, commentary, and a bilingual report ready for internal discussion.
- Built by Naker Rating K.K.
- Japan-origin, globally applicable
- OCR-first workflow
- Credit evaluation, benchmark comparison, bilingual reporting
Designed as a practical decision-support service, not a generic SaaS dashboard.
Assessment screen
Primary useOverseas customer, supplier, and counterparty review
Main outputsNRPD range, credit limit, trade judgment, bilingual PDF
Workflow fitDesigned to support internal approval preparation
Coverage conceptDesigned for domestic and international company assessment
Why this matters
A clearer bridge between financial statements and internal credit judgment.
Many teams can obtain company information. Fewer can convert financial statements into a form that is practical for approval memos, internal meetings, and day-to-day credit control. NRPD Web-App is built to close that gap.
Use one internal frame for repeated decisions
NRPD range, credit limit guidance, and trade judgment are presented in a consistent format so reviews do not start from a blank sheet each time.
Outputs that support action, not just interpretation
The service is aimed at what teams actually need next: whether to proceed, how much exposure may be acceptable, and how to explain the decision internally.
Workflow
A sober, four-step process built for finance and credit teams.
The flow is straightforward: upload, confirm, assess, and report. The design aim is not visual excitement. It is operational clarity.
01
Upload
Upload the counterparty’s financial statement PDF. Add a benchmark company when comparison is useful.
02
Confirm
Review extracted figures, currency, and units. Make corrections before the assessment is finalized.
03
Assess
Generate the structured output set, including probability range, limit guidance, ratios, and judgment.
04
Report
Export a bilingual PDF suitable for internal sharing, filing, or discussion with stakeholders.
Outputs
What your team actually receives.
The output structure is designed to be decision-oriented. It focuses on what a finance department, credit manager, or business team can review and act on.
NRPD range
A 12-month financial default probability range derived from Naker Rating K.K.’s methodology.
Core assessmentCredit limit guidance
Gross and per-counterparty limit indications to support practical trade exposure discussions.
Exposure controlTrade judgment
A structured indication to support approval, caution, or decline discussions in an internal workflow.
Decision supportKey financial ratios
Selected liquidity, leverage, and performance indicators presented in a reviewable format.
Financial reviewBenchmark comparison
Side-by-side comparison to a peer or reference company where contextual judgment is needed.
ContextBilingual PDF report
A Japanese and English report output that can be shared internally or attached to a workflow file.
DocumentationTypical users
For teams assessing domestic and international counterparties.
Built for practical corporate operators who need defensible judgment, not just more data.
Trading companies
For teams reviewing domestic and international customers, suppliers, or counterparties across multiple jurisdictions and currencies.
- Export and import transaction review
- Customer line setting and review
- First-pass screening before deeper due diligence
Manufacturers
For procurement, sales, and finance teams that need a disciplined approach to counterparties across domestic and international markets.
- Supplier and distributor review
- Assessment of business partners across markets
- Internal approval preparation for trade exposure
Credit, finance, and management
For personnel responsible for explaining risk in a format that non-specialists inside the company can still follow.
- Approval memo preparation
- Committee or management explanation support
- Consistent policy application across cases
Why Naker Rating
Closer to a specialist credit practice than to a generic scoring tool.
NRPD Web-App is the self-service extension of Naker Rating K.K.’s practical credit assessment work. The differentiator is not only presentation style, but the decision logic behind the outputs.
Built on practical credit investigation methodology
NRPD Web-App is not a generic scoring app. It extends Naker Rating K.K.’s practical company assessment work into a digital workflow, with outputs designed for internal judgment across domestic and international cases.
- Independent assessment orientation
- Designed around financial statement review and practical exposure control
- Bilingual reporting for cross-border communication
- Useful as a first-pass tool and as a complement to deeper investigations
20+ yearsFounder credit investigation background
JA / ENBilingual output for international use
OCR-firstHigh-accuracy reading with a local-mode option
Data handling
Security posture explained in plain language
In local mode, processing happens inside the browser. In AI extraction mode, only text fragments are used for figure recognition, without company identifiers in the transmitted content.
Positioning
Decision-support, not overstatement
The page now describes the product as a support layer for practical judgment rather than implying that it replaces all forms of professional investigation.
Pricing
Plans built for actual usage volume.
Each plan is defined not only by price, but by the number of assessments your team can run with confidence.
Trial
Free
- Full feature access
- Bilingual PDF report
- No credit card required
Spot
¥4,400
- Ideal for one-off review
- No subscription
- Full outputs included
Basic
¥12,000
- For recurring monthly use
- Full outputs included
- History log
Standard
¥30,000
- For active operating teams
- Full outputs included
- Priority support
Premium
¥300,000+
- Custom assessment volume
- Integration support
- Dedicated contact
FAQ
Clear answers to the practical questions.
These items preserve the substance of the original page while keeping the tone measured and credible.
Is my counterparty’s financial data secure?
In local mode, all processing happens inside your browser. No financial data, company names, or identifiers are sent to our servers. In AI extraction mode, only text fragments are transmitted to assist with figure recognition, and company identifiers are not included.
What formats are supported?
PDF financial statements are supported. Both Japanese and English-language statements can be used. Scanned PDFs that do not contain selectable text require manual input instead of automatic extraction.
Can I assess both domestic and international companies?
Yes. The service can be used for both domestic and international companies. You can work in multiple currencies, control the FX rate used for JPY conversion, and use the same workflow for first-pass review, benchmark comparison, and internal approval support.
Does this replace a formal credit investigation report?
No. NRPD Web-App is a decision-support tool. For counterparties requiring deeper due diligence, a formal credit investigation report from Naker Rating K.K. may still be appropriate.
Request a demo
See how NRPD Web-App fits your credit workflow.
From OCR-based reading to credit evaluation, benchmark comparison, commentary, and bilingual reporting, the app is designed to support practical judgment across domestic and international counterparties.